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DCapability

Identity in about ten seconds.

Device identity, fraud scoring, sanctions screening and ongoing monitoring, run at onboarding and continuously afterwards, with the evidence retained.

Controls

What is checked

ID

Identity and device

Real-time identity with device signals alongside the document.

SC

Sanctions screening

OFAC and international list screening at onboarding and on an ongoing basis.

FR

Fraud scoring

Transaction-level scoring against the live stream rather than a nightly batch.

UW

Underwriting

Risk decisioning with a written reason on every outcome.

MO

Monitoring

Velocity, exposure and behaviour watched after boarding, not just at it.

EV

Evidence retention

What was checked, when, and what it returned, kept for the examiner who asks later.

Governed AI

A model never moves money on its own

AI runs across underwriting, document extraction, classification and tax research. In every case the output lands in a review queue and never drives a live figure until a person promotes it. That rule has held since the first day we shipped AI, and it is the answer to the first question every enterprise reviewer asks.

✓Model output is staged, not applied
✓A human promotes it to live
✓Who promoted what is recorded
✓Sources are retained with the output

Talk to an engineer, not a form.

Integration questions get answered by the people who built it.